At Nextly Credit Union, we understand the importance of planning for your financial well-being, especially when it comes to retirement and healthcare expenses. Explore our Individual Retirement Accounts (IRAs) and Health Savings Accounts (HSAs) to embark on a journey towards financial security.

IRAs: Investing in Your Tomorrow!

Choose from our Traditional and Roth IRA options, each offering unique tax advantages. Whether you're planning for a comfortable retirement or seeking tax-advantaged growth, our IRAs are designed to align with your financial goals.

• Simulated Competitive IRA Rates: Experience the potential growth of your retirement savings with our simulated competitive IRA rates, providing a glimpse into your financial future.

• Interactive IRA Options: Preview the interactive features of our Traditional and Roth IRA options, each offering simulated tax advantages tailored to your financial strategy.

• Virtual IRA Certificates: Explore the stability of our simulated IRA Certificates, with fixed rates and various virtual terms designed to complement your retirement savings plan.

• Immersive Educational Resources: Engage with our virtual educational resources and simulated expert guidance to make informed decisions about your IRA, ensuring you maximize your retirement savings.

• Virtual Contribution Flexibility: Simulate contribution flexibility, allowing you to virtually contribute up to the annual limit and catch up on contributions in a virtual environment if you're 50 or older.

HSAs- Empowering Your Health and Wealth!

Our Health Savings Accounts (HSAs) provide a smart way to manage medical expenses. With triple tax advantages, easy access to funds, and contribution flexibility, Nextly CU HSAs are tailored to support your health and financial well-being.

• Competitive HSA Rates: Maximize your health savings with our competitive HSA rates, ensuring your funds grow over time.

• Triple Tax Advantages: Enjoy the triple tax benefits of HSA contributions – tax-deductible contributions, tax-free earnings, and tax-free withdrawals for qualified medical expenses.

• Easy Access: Access your HSA funds conveniently with a Nextly CU HSA debit card, providing seamless transactions for your medical needs.

• Contribution Flexibility: Benefit from contribution flexibility, allowing you to contribute up to the annual limit and catch up on contributions if you're 55 or older.

• Educational Resources: Access educational resources and guidance to make informed decisions about your HSA, ensuring you get the most out of your health savings.

Why Choose Nextly CU for Your IRAs and HSAs?

Nextly Credit Union is committed to empowering your financial journey. With competitive rates, personalized service, and educational resources, we provide the tools for you to navigate retirement and healthcare expenses confidently.